- How do I report a claim?
- What information do I need to report my claim?
- I don't have all the information needed to report my claim. What should I do?
- How does the claim process work?
- What can I do to make the claims process easier?
- How long will it take to settle my claim?
- If property was stolen from my home, what do I need to do?
- What is a deductible?
- I can't live in my home. Will Alfa™ pay for temporary living arrangements?
- If I have to relocate, what records should I keep?
- Should I make temporary repairs to my home?
- Is flood insurance covered under my policy?
- How will I receive the money?
- Whom can I call if I have a question about my claim?
- What do I do before the storm?
- What information do I need to report my claim?
A severe tropical storm, originating in the Atlantic Ocean, Caribbean Sea, Gulf of Mexico or in the eastern Pacific Ocean and has sustained winds of 74 miles per hour, is classified as a hurricane. These low-pressure systems develop over warm water, generally in the tropics. If the right conditions last long enough, a hurricane can produce violent winds, incredible waves, torrential rains and floods.
Hurricanes rotate in a counterclockwise direction around an “eye” and are categorized into five levels, depending on wind strength. There are on average six Atlantic hurricanes each year; over a three year period, approximately five hurricanes strike the United States coastline from Texas to Maine. In the North Atlantic, a distinct hurricane season occurs from June 1 to November 30, sharply peaking from late August through November.
Since these storms take time to develop and make landfall and can be tracked, residents of hurricane-prone areas have time to protect and prepare their property for the coming storm and to decide if evacuation of the area is necessary. Even with the early warnings, creating a storm plan before a hurricane is imminent is crucial.
Before The Storm: Preparing For A Hurricane
Protecting Your Property From Hurricanes (PDF Format) ![]()

