Alfa Homeowners Insurance can give you the peace of mind that, if disaster should strike, your home and belongings will be protected against loss.
With Alfa, you can tailor your policy by choosing from several levels of protection and a number of optional coverages.
Alfa offers coverage for physical damage, fire, theft and liability. It can protect your home and outbuildings on your premises, as well as personal property, such as clothing and furniture. Alfa also offers specialized coverages to insure your vacation home, recreational and computer equipment and personal valuables and collectibles.
Multiple discounts add up, too, so you get coverage at a more affordable cost.
Home Insurance
Alfa's homeowner policy provides comprehensive coverage for you and your possessions. For our policyholders, Alfa offers the following range of coverages:
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HO-3: Homeowners Coverage protects your home, its contents and other structures. It covers almost everything from fine china to your new television. It can even cover your pool and utility buildings.
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HO-4: Renters Insurance allows a non-homeowner to insure his or her personal belongings at a low cost. You can get protection for your contents, as well as other optional coverages. Optional replacement cost coverage is available up to the limits of your policy.
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HO-5: Extra Homeowners Coverage covers the same comprehensive range of items as an HO-3 policy, except that it has extra replacement cost coverage for your home.
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HO-6: Condominium Owners Coverage covers personal property and the real property that you are responsible for.
Personal Liability and Medical Payments
This coverage provides personal liability protection for negligent acts for which you may be legally liable up to the limits of the policy; and provides for the cost of defending lawsuits brought against you for a covered loss.
This policy also provides medical payments for those, other than insureds, who may be injured while on your insured property.
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