Permanent Life Insurance provides comprehensive long-term coverage. It can provide loved ones with guaranteed cash when you die. Permanent Life also helps you set aside money for when you need it.
With Permanent Life, your policy can build a substantial cash value. In most cases, Permanent Life offers the lowest net cost protection for your family's financial security. Many Permanent Life policies also include an Accelerated Death Benefit to help care for a terminally ill policyholder. Permanent Life plans include:
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Interest Sensitive Whole Life - One of Alfa's most popular Permanent Life plans, Interest Sensitive Whole Life features a cash accumulation value that earns interest according to our declared current rates. As the cash accumulation value grows, excess interest earnings can be used to pay premiums for you. This policy can be purchased for face amounts of $10,000 and up. Issue ages: 0-75.
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Ordinary Life - This affordable policy can be purchased for face amounts of $5,000-$10,000 and is often used for medical expenses or burial costs. Issue ages: 0-80.
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