This is Alfa's most flexible life insurance policy. It features a cash accumulation value that earns interest according to our declared current rates. The Universal Life plan allows you to increase or decrease your death benefit, vary your premiums and, in some cases, temporarily suspend premium payments*. A Universal Life policy is ideal for the needs of a growing family and protection for your family's needs after your death. It can be bought with a level death benefit or ever-increasing death benefit and can be purchased for face amounts of $25,000 and up. Issue ages: 0-75.

*Subject to policy provisions regarding changes in coverage or premium amounts. Decreases in the death benefit will result in a surrender charge equal to the decrease in coverage during the first 10 years.