Once
your claim is taken by the agent, it is assigned to an Alfa
adjuster in your area. The adjuster will visit you to assess
your damages and write an estimate or ask you to provide an
estimate. If the adjuster is able to write the estimate, you
may receive a draft right then. If not, Alfa will mail you
a bank draft. The bank draft may be made out to you and your
contractor or to you and your mortgage company.
The length
of time it takes to settle a claim varies according to the
severity of the loss and the number of losses Alfa receives.
Every effort will be made to inspect your loss as soon as
possible and to resolve the claim within a reasonable time
frame.
The following
are things you can do to help us help you:
- Contact
your local Alfa agent or service center immediately
after the damage or loss has occurred. It is very important
that you do not wait.
- Gather
as much information as possible such as your policy number,
date of the loss, what caused the loss, your contact information
and the severity of your loss.
- Make
temporary repairs such as covering broken windows and holes
in the roof to prevent future damage from occurring. Save
all receipts related to these repairs and be prepared to
provide to your adjuster.
- If
possible, take photographs of your damaged property and
be prepared to provide to your adjuster.
- If
you must relocate, keep receipts on all your expenditures
related to your loss of use such as hotel and restaurant
receipts.
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